Build, Scale & Operate with Regulatory Confidence

The fintech industry is reshaping global finance, introducing new models for digital banking, electronic money institutions (EMIs), open banking, AI-driven financial services and decentralised finance (DeFi). However, the rapid pace of innovation has led to increased regulatory scrutiny. Fintech businesses must comply with AML regulations, PSD2, FATF guidelines, open banking frameworks and jurisdiction-specific licensing requirements to ensure long-term success, security and operational resilience.

At Adonis Advisory Group, we provide specialised legal and regulatory solutions to help fintech startups secure licenses, implement compliance frameworks and structure scalable financial models. Our expertise ensures fintech businesses can operate legally, expand internationally and adapt to evolving financial regulations with confidence.

Fintech Licensing & Business Structuring

Regulatory Licensing for Fintech Startups

• Launching a fintech business requires the right regulatory approvals. Whether establishing a neobank, electronic money institution (EMI), or payment services provider, licensing is key to operating legally.

  
  

• We guide fintech companies through the regulatory frameworks of ADGM, DIFC, the UK, the EU, the Caribbean and other fintech-friendly jurisdictions, ensuring they meet compliance requirements while maintaining operational flexibility.

Structuring Compliant Fintech Business Models

• Scaling a fintech business requires more than just a license—it demands a legally structured financial model that aligns with regulatory standards.

  
  

• We assist fintechs in structuring digital banking platforms, embedded finance solutions and alternative lending models, ensuring their business frameworks remain compliant, investor-friendly and scalable for international expansion.

Regulatory Compliance & Risk Mitigation

Regulatory Compliance Advisory for Fintechs

• Financial regulations are constantly evolving and fintech businesses must stay ahead of AML laws, FATF guidelines, PSD2 regulations and consumer protection frameworks. We help fintechs implement tailored AML/KYC compliance frameworks, conduct regulatory risk assessments and establish transaction monitoring systems to meet global compliance standards.

Ongoing Compliance & Regulatory Risk Management

• As financial oversight increases, fintechs need proactive risk management strategies to protect their operations from enforcement actions and financial crime risks.

• We provide continuous compliance monitoring, fraud prevention structuring and tailored regulatory reporting solutions, ensuring fintechs operate within legal boundaries while scaling securely.

Fintech Payment Infrastructure & Digital Asset Integration

Regulatory Support for Fintech Payment Processing

• Payment service providers, cross-border remittance platforms and fintech payment processors must comply with PSD2, AML and consumer protection regulations. We assist fintechs in structuring compliant digital payment systems, securing approvals for payment infrastructure and ensuring stablecoin-based payment models meet regulatory requirements.

  
  

Blockchain & Smart Contract Compliance for Fintechs

• Blockchain and digital asset adoption in fintech is growing, but legal compliance is crucial. We audit smart contracts for enforceability, develop regulatory structures for tokenised financial products and advise on compliance frameworks for blockchain-based payments and digital lending.

  
  

Why Partner with Adonis Advisory Group?

We don’t just help fintech businesses navigate regulations—we position them for long-term success. Proven success in fintech licensing for neobanks, EMIs and PSPs.