Secure Your EMI or Payment Services License with Full Regulatory Compliance

The rise of digital payments and fintech innovation has created new opportunities for Electronic Money Institutions (EMIs) and Payment Services Providers (PSPs). However, obtaining the proper licensing is essential to ensure regulatory compliance, banking partnerships, and seamless financial operations. Without the right legal structure, businesses risk delayed approvals, regulatory fines, or operational shutdowns.

At Adonis Advisory Group, we help businesses obtain EMI and Payment Services licenses under UAE Central Bank, FCA (UK), PSD2 (EU), VARA (Dubai), and other global regulatory frameworks. Our expert legal advisors ensure full compliance with AML/KYC requirements, risk management frameworks, and cross-border payment regulations, allowing businesses to scale securely in international markets.

EMI & Payment Licensing Services

EMI & PSP Licensing Advisory

• Securing an Electronic Money Institution (EMI) or Payment Services Provider (PSP) licence involves navigating complex regulatory frameworks, ensuring compliance with financial crime prevention laws, and meeting capital adequacy requirements. Without proper structuring, businesses face delays in approval, operational restrictions, or even licence rejections. 

  
  

• We assist businesses in selecting the most suitable jurisdiction for licensing, whether in the UAE, UK, EU (PSD2), BVI, Cayman Islands, Seychelles, or Mauritius, ensuring that applications meet the legal and financial standards set by regulators. 

  
  

• Our team prepares and submits regulatory filings, business model documentation, and risk assessments that align with UAE Central Bank, FCA (UK), EBA (EU PSD2), and offshore financial authority requirements, ensuring a smooth and compliant licensing process.

Regulatory Compliance & Risk Management

• Operating an EMI or PSP requires strict adherence to anti-money laundering (AML), know your customer (KYC), and financial crime prevention regulations. Failure to comply with these requirements can result in severe penalties, operational restrictions, or revocation of the licence. 

  
  

• We develop tailored AML and KYC policies, ensuring businesses meet FATF guidelines, UAE AML regulations, FCA (UK) compliance, and offshore financial regulations. Our services include implementing risk-based transaction monitoring, fraud prevention mechanisms, and regulatory reporting systems to ensure that financial operations remain secure and compliant. By integrating enhanced due diligence (EDD), real-time monitoring, and suspicious activity reporting protocols, we help EMIs and PSPs mitigate financial crime risks while maintaining regulatory alignment across multiple jurisdictions.

Banking Relationships & Operational Readiness

• A strong EMI or PSP business requires reliable banking relationships, correspondent banking solutions, and seamless integration with payment networks. Many businesses struggle to establish banking partnerships due to heightened scrutiny in the financial services sector. 

  
  

• We assist businesses in securing banking relationships by providing introductions to correspondent banks, acquiring institutions, and payment processors, enabling businesses to process payments and manage liquidity effectively. Our legal and compliance support ensures that EMI and PSP businesses meet banking due diligence requirements, demonstrating robust risk management, capital sufficiency, and regulatory compliance.

  
  

•  Additionally, we support businesses in integrating with Visa, Mastercard, SWIFT, and alternative payment networks, enabling smooth cross-border transactions and operational efficiency.

Why Choose Adonis Advisory Group?

Proven success in securing EMI and payment licenses in top financial jurisdictions. Expert regulatory compliance, risk mitigation, and financial security advisory. Tailored legal strategies aligned with global financial standards.